Morehead Agency LLC Blog
View the latest blog posts from Morehead Agency LLC.
Monday, March 3, 2025A wide range of life insurance options exist. Those options can become overwhelming. It is best for individuals to have a one-on-one conversation with your agent to determine which form fits their goals best. Take into consideration universal life insurance. How can it work for you? READ MORE >>
Monday, February 3, 2025Conducting an annual home audit can help you identify and address unchecked safety risks that may be present in and outside of your home. Even the smallest and most common of household issues, such as a stray cord, can turn into a potentially life-threatening hazard if it’s left unchecked. READ MORE >>
Monday, January 6, 2025Work-related accidents involving vehicles are a leading cause of workplace fatalities. These incidents pose many risks for businesses, including legal expenses, lost productivity and increased insurance and workers' compensation rates, as well as the possibility of fatalities. READ MORE >>
Monday, December 9, 2024Many homeowners fall into the trap of paying too much for too little insurance. Home insurance premiums vary depending on a variety of factors, and not knowing those factors can mean unexpected payments and even gaps in your coverage if you’re not properly insured. READ MORE >>
Monday, November 4, 2024Our modern litigious society provides a battleground of sorts on which individuals can sue businesses for nearly anything. Remember when McDonald’s was successfully sued by a woman who spilled hot coffee on herself and claimed that she wasn’t warned about the extreme heat? READ MORE >>
Monday, October 7, 2024Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>
Monday, September 2, 2024The holidays are a time of happiness and celebration. Our traditions are intended to add to the excitement of the season. Unfortunately, the National Fire Protection Agency estimates that U.S. fire departments are called to respond to over 200 fires started by Christmas trees each year. READ MORE >>
Monday, August 5, 2024Usage-based insurance (UBI) or pay-as-you-drive (PAYD) coverage is growing in popularity as automakers are making available advanced technology tools such as telematics. Learn more about UBI below. What Is Usage-Based Insurance? UBI is simply a way a car insurance company tracks driving behavior and auto usage of the driver. READ MORE >>
Monday, July 1, 2024Most people pay for insurance every month. Some people pay quarterly, semi-annually, or yearly. You usually pay one large premium to start a single-premium life insurance policy. After that, you don't have to pay again. To some people, paying a large premium isn't worth the cost. READ MORE >>
Monday, May 6, 2024As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require: READ MORE >>
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