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Morehead Agency LLC Blog

View the latest blog posts from Morehead Agency LLC.

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Monday, May 5, 2025

Who is a Good Candidate for Elderly Care?

As you or your loved ones grow older, your healthcare needs will change. It is important to keep an eye on your loved one’s health needs so that they can continue getting the care they deserve, even when their health changes. Elderly care refers to assistance provided to senior citizens who may have trouble performing basic tasks day to day. READ MORE >>

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Thursday, April 3, 2025

Why You Should Buy Life Insurance Early

When you are in your twenties and early thirties, you are probably still putting down roots and establishing yourself in life. You might still be single or just now starting a family. You might have just bought your first home or started to advance through your career. READ MORE >>

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Monday, March 3, 2025

3 Benefits of Universal Life Insurance

A wide range of life insurance options exist. Those options can become overwhelming. It is best for individuals to have a one-on-one conversation with your agent to determine which form fits their goals best. Take into consideration universal life insurance. How can it work for you? READ MORE >>

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Monday, February 3, 2025

Annual Home Audit Checklist

Conducting an annual home audit can help you identify and address unchecked safety risks that may be present in and outside of your home. Even the smallest and most common of household issues, such as a stray cord, can turn into a potentially life-threatening hazard if it’s left unchecked. READ MORE >>

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Monday, January 6, 2025

Reducing Auto Claims for Businesses

Work-related accidents involving vehicles are a leading cause of workplace fatalities. These incidents pose many risks for businesses, including legal expenses, lost productivity and increased insurance and workers' compensation rates, as well as the possibility of fatalities. READ MORE >>

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Monday, December 9, 2024

How Much Should My Home Insurance Cost?

Many homeowners fall into the trap of paying too much for too little insurance. Home insurance premiums vary depending on a variety of factors, and not knowing those factors can mean unexpected payments and even gaps in your coverage if you’re not properly insured. READ MORE >>

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Monday, November 4, 2024

Is Your Business at Risk For a Lawsuit?

Our modern litigious society provides a battleground of sorts on which individuals can sue businesses for nearly anything. Remember when McDonald’s was successfully sued by a woman who spilled hot coffee on herself and claimed that she wasn’t warned about the extreme heat? READ MORE >>

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Monday, October 7, 2024

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>

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Monday, September 2, 2024

Keep Your Home Safe This Christmas

The holidays are a time of happiness and celebration. Our traditions are intended to add to the excitement of the season. Unfortunately, the National Fire Protection Agency estimates that U.S. fire departments are called to respond to over 200 fires started by Christmas trees each year. READ MORE >>

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Monday, August 5, 2024

Should I Consider Usage-Based Insurance (UBI)?

Usage-based insurance (UBI) or pay-as-you-drive (PAYD) coverage is growing in popularity as automakers are making available advanced technology tools such as telematics. Learn more about UBI below. What Is Usage-Based Insurance? UBI is simply a way a car insurance company tracks driving behavior and auto usage of the driver. READ MORE >>

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