Monday, December 9, 2024Many homeowners fall into the trap of paying too much for too little insurance. Home insurance premiums vary depending on a variety of factors, and not knowing those factors can mean unexpected payments and even gaps in your coverage if you’re not properly insured. READ MORE >>
Monday, November 4, 2024Our modern litigious society provides a battleground of sorts on which individuals can sue businesses for nearly anything. Remember when McDonald’s was successfully sued by a woman who spilled hot coffee on herself and claimed that she wasn’t warned about the extreme heat? READ MORE >>
Monday, October 7, 2024Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>
Monday, September 2, 2024The holidays are a time of happiness and celebration. Our traditions are intended to add to the excitement of the season. Unfortunately, the National Fire Protection Agency estimates that U.S. fire departments are called to respond to over 200 fires started by Christmas trees each year. READ MORE >>
Monday, August 5, 2024Usage-based insurance (UBI) or pay-as-you-drive (PAYD) coverage is growing in popularity as automakers are making available advanced technology tools such as telematics. Learn more about UBI below. What Is Usage-Based Insurance? UBI is simply a way a car insurance company tracks driving behavior and auto usage of the driver. READ MORE >>
Monday, July 1, 2024Most people pay for insurance every month. Some people pay quarterly, semi-annually, or yearly. You usually pay one large premium to start a single-premium life insurance policy. After that, you don't have to pay again. To some people, paying a large premium isn't worth the cost. READ MORE >>
Monday, May 6, 2024As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require: READ MORE >>
Monday, April 8, 2024Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance. This applies to people in the following situations: If you are married, you need life insurance. READ MORE >>
Friday, March 8, 2024The price of gas is only going up these days. With the amount of miles most Americans drive each day for work and other activities, this expense can add up quickly, affecting how much money you have to budget for other living expenses. But, there is hope! You don’t have to go buy an electric car, or cash in your car for a bike, just yet. READ MORE >>
Friday, February 9, 2024Insurance surrounding boats can be confusing. Are boats covered under home insurance? Is boat insurance legally required? What about trailers for boats? When looking to purchase or transport a boat, it’s important to understand the insurance designed to protect it. READ MORE >>
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