Long-term Care Insurance in Lee’s Summit, MO

No matter how much effort you put into maintaining your health, aging and illness are inevitable. As you grow older and face health challenges, you may need assistance from others, but you can still enjoy a life of privacy and security. Long-term care (LTC) insurance can offer the benefits of a comfortable and private life while helping you receive the necessary support.

What Is Long-term Care Insurance?

Although it might not be apparent now, there is a high likelihood that you will require care at some stage in your life. LTC insurance can be crucial for receiving the appropriate care when the time comes.

Chronic illnesses and disabilities can make it difficult to manage daily activities as you age. You may need help with routine tasks, and professional care can be costly. LTC insurance may help make this care more affordable.

LTC insurance can provide coverage when you need assistance, whether at home or in a care facility. It can help cover the costs associated with your care, reducing financial burdens.

How Does My Coverage Work?

Everyone deserves to live comfortably, regardless of the challenges they face. Long-term care plans can cover a range of supportive services, including the following:

• Home care services

• Skilled nursing or rehabilitation facilities

• Assisted living facilities

• Adult day care centers

Even if you have health insurance, it may not cover all these services extensively. Health insurance benefits are often limited in such cases, but long-term care insurance offers broader and longer-term coverage.

How to Get an LTC Policy Near You

At Morehead Agency LLC, our dedicated team has the knowledge and experience to help you explore LTC coverage options and secure an appropriate policy. Contact us today to learn more or to get a free LTC insurance quote.